Withers Crest is a dedicated team of insurance professionals focused on creating customized plans to help clients achieve their health insurance goals. With years of experience in health, life, and disability insurance and connections to top-rated companies, we tailor options to meet individual needs.
Centrally located in Myrtle Beach, we serve clients throughout South Carolina and the Southeast, providing comprehensive insurance solutions for families and businesses. Whether you're looking for premium coverage or affordable plans that fit your budget, we're here to help.
We believe everyone deserves quality insurance coverage. Our mission is to assist clients in finding insurance solutions that address their financial concerns with compassion and understanding. We prioritize building relationships to understand our client's core values, allowing us to create effective solutions that truly protect what matters most.
We know that families are worried about rising healthcare costs, especially mental health coverage and prescription drug expenses. That's why we work tirelessly to find plans that provide comprehensive coverage at prices you can afford. By representing leading companies, we help resolve financial concerns for families and businesses, ensuring clients feel secure in their decision to work with us. No matter your situation, we're committed to finding a solution that gives you peace of mind.
We live and work in Myrtle Beach. We're active in the community, and we're invested in seeing our neighbors thrive. You're not just a policy number—you're family. Open enrollment or mid-year questions—we're here all 12 months. No phone trees, no runaround. Just real people who care about your well-being.
Comprehensive coverage tailored to your unique needs and budget.
Comprehensive health plans including mental health services and prescription drug coverage. We help you navigate the ACA marketplace and find plans that fit your budget.
Live life to the fullest knowing your loved ones are protected. We design plans that self-complete your dreams and align with where you're going in life, all within your budget.
Insure your income and eliminate concerns of becoming disabled before retirement. We'll put together a policy that protects your most valuable asset—your ability to earn.
Navigate Medicare with confidence. We help you find the right Medicare Supplement, Advantage, or Part D plan.
Plan ahead for future care needs with long-term care insurance that protects your assets and independence.
Specialized coverage for individuals with pre-existing conditions or those considered high-risk.
Get answers to common questions about insurance coverage.
Health insurance costs vary based on factors like age, location, plan type, and coverage level. Many families qualify for subsidies through the ACA marketplace that can significantly reduce monthly premiums. We work with you to find affordable options that fit your budget, with plans starting as low as $50-100 per month for those who qualify for assistance.
Yes! Under the Affordable Care Act, all health insurance plans must cover mental health and substance abuse services. This includes counseling, therapy sessions, psychiatric care, and prescription medications for mental health conditions. We can help you understand your coverage options and ensure you get the mental health support you need.
We help you find plans with comprehensive prescription drug coverage, including lower copays for generic medications and mail-order pharmacy options that can save you money. Many plans also offer preferred pharmacy networks with additional discounts. We'll compare plans side-by-side to find the one that covers your specific medications at the lowest cost.
Term life insurance covers you for a specific period (10, 20, or 30 years) and is typically more affordable. Whole life insurance provides lifetime coverage and builds cash value over time. We'll help you choose the right type based on your goals, family situation, and budget. For most families, term life insurance offers excellent protection at an affordable price.
Yes! Health insurance covers medical expenses, but disability insurance replaces your income if you can't work due to illness or injury. If you depend on your paycheck to pay bills, mortgage, and support your family, disability insurance is essential. It ensures you can maintain your lifestyle and meet financial obligations even if you're unable to work temporarily or permanently.
We understand affordability is a major concern for many families. That's why we specialize in finding solutions that work within your budget. You may qualify for premium tax credits, Medicaid, or other assistance programs. We'll explore all available options and work with you to find coverage you can afford. Don't let cost prevent you from protecting your family—let us help you find a way.
The timeline varies by insurance type. Health insurance typically requires enrollment during open enrollment periods (November-January) or after a qualifying life event, with coverage starting the following month. Life and disability insurance can often be approved and activated within a few days to a few weeks, depending on the policy and any required medical underwriting.
As independent insurance professionals, we represent multiple top-rated carriers, not just one. This means we can shop the market for you and find the best coverage at the best price. We provide personalized service, answer your questions, help you understand your options, and advocate for you if you ever need to file a claim—all at no additional cost. Think of us as your insurance advisors for life.
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